Anchor Island Coffee in Kansas City back up after truck hits store
KANSAS CITY, Missouri – A Kansas City, Missouri business is bringing attention to the inequalities that still exist in our communities.
This week, an accident on Troost Avenue sent a van through the main entrance of Anchor Island Cafe at the corner of E. 41st Street.
Security camera footage shows the moments the truck crashes through the front window and the people inside the truck jump and run away before authorities show up.
All that remains is for owners Armondo Vasquez and Mike Hastings to go through their insurance company to replace the equipment.
“I was home for about 30 minutes until the neighbors called me,” Vasquez said. “They said, ‘Come here now’…I looked at the cameras and saw a truck all the way inside the store.”
“We have adequate coverage to cover anything damaged that we put on,” Hastings said.
This covers their equipment, but replacing the building itself is another matter. They say their homeowner’s insurance coverage probably won’t cover structural damage and they’re waiting to hear if their insurance will kick in.
The truth is, they’re lucky to have the coverage they have.
When they launched in March 2020, days before the COVID-19 pandemic, they struggled to find insurance coverage.
“Due to the region we are in, not all companies are interested in insuring businesses in this space,” Hastings said.
Hastings said a friend of the family in the insurance business spent two days calling before finally finding a company with the appropriate coverage for the store’s outdoor seating that would do business with them.
Hastings is convinced it’s because the store sits just east of Troost Avenue, where the red line has held this community back for generations.
“It’s something that’s out of our hands,” Hastings said. “It’s one of those things that we could have all the money in the world and it won’t change what we can get.”
FOX4 asked the City of Kansas City about Hastings’ complaint. He says he hasn’t heard this specific complaint from other business owners, but he’s so concerned about this type of potentially discriminatory practice that he’s going to start asking business owners about the issues. insurance in the future.
Refusing to cover a business simply because of its location is illegal, but the Insurance Information Institute tells FOX4 that there are a lot of things that go into determining the cost of coverage: crime rate, nearby police activity or company history and financial condition. That data didn’t help Hastings and Vasquez and they say they didn’t have the capital to branch out elsewhere.
Now they wait while the community gathers around them.
“We’ve been in business for almost two and a half years, which means we have a customer base,” Vasquez said. “This clientele is not going to let us die and we know that for sure.”
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