Another investigation finds widespread loss of care for car crash survivors due to 2019 No-Fault Motoring Act

New research has found a widespread loss of care among car crash survivors following no-fault reform in 2019.

The Michigan Public Health Institute said its survey sample of 498 car accident patients found nearly 80% lost care because the law cut payments to many lower-level care providers. the cost of providing services.

Additionally, 10% of patients who said they lost care said they were hospitalized, and 20% said they had to go on Medicaid.

Tom Constand is president and CEO of the Brain Injury Association of Michigan, which commissioned the research. He said the investigation shows the insurance industry is making misrepresentations about the impact of the no-fault law.

“There is a clear negative impact here on survivors that needs to be addressed,” he said. “Why put these people through this? I’m hearing from insurance companies and the Department of Insurance and Financial Services that people are getting care, cases are being resolved, when we know that’s not the case.”

A previous MPHI study found that at least 6,800 motor vehicle crash survivors lost medically needed care and more than 4,000 care workers lost their jobs.

Industry group Insurance Alliance of Michigan called the institute’s research a “deeply flawed pseudo-study” and said insurance companies “remain obligated” to pay for medically necessary care for crash survivors who have sustained injuries. catastrophic injuries. The group also said the 2019 no-fault law saved customers money, although other analysts found that was not the case.

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