Car Insurance Reimbursement Scam Warning | News, Sports, Jobs
Michigan Attorney General Dana Nessel provides consumer protection reminders as auto insurers reimburse $400 per vehicle to eligible policyholders in Michigan.
“These refund checks come at a time when many Michiganders have faced financial hardship, and I appreciate the bipartisan work being done to secure this victory for drivers,” said AG Nessel. “Unfortunately, these refunds will likely attract bad actors who will turn this surplus into a scam. Remember that these are automatic payments to your account. No one will call, write or email you for information before disbursing the money. And if you are contacted by someone claiming to need personal information before receiving your $400, remain skeptical and report it to my consumer protection team.
Governor Gretchen Whitmer and Michigan Department of Insurance and Financial Services (DIFS) Director Anita Fox said insurers are required to distribute reimbursements to eligible Michiganders by May 9, 2022.
“Our bipartisan auto insurance reform will soon put $400 per vehicle back in the pockets of Michigan drivers,” said Governor Whitmer. “Refund checks will be automatically deposited into your bank account or mailed to your home, and I appreciate Attorney General Nessel for his leadership as we protect Michiganders from potential scammers. Remember that no one will contact you for information before receiving your refund. If someone contacts you and attempts to fish for personal information, report the incident to the Attorney General’s Consumer Protection Team. We will remain focused on making things happen for the people of Michigan and finding more ways to put money in people’s pockets as families face rising costs.
“Whenever there is a widespread distribution of cash to consumers, criminals will try to take advantage of it, but DIFS and the Attorney General’s Office remain committed to protecting Michigan consumers,” Director Fox said. “You don’t have to do anything to receive your reimbursement. It will be issued automatically by your insurance company and only as a direct deposit or will be mailed to you as a check. If you have any questions about the reimbursement from the MCCA, I encourage you to call your insurance carrier or agent directly or contact DIFS with any additional questions Monday through Friday 8 a.m. to 5 p.m. at 833-ASK-DIFS.
One type of scam that could arise during this process is an impersonation scam – a bad actor can pretend to be with an insurance agency or government agency and contact an unsuspecting consumer under the guise of discussing its reimbursement.
For this reason, Nessel is reissuing its consumer alert focused on warnings to avoid falling in love with an impostor.
– Anyone who owned a vehicle, motorcycle or recreational vehicle insured by a policy that meets the minimum insurance requirements to be driven on Michigan roads as of 11:59 p.m. on October 31, 2021 is eligible for reimbursement for that vehicle.
– Eligible Michigan policyholders will receive $400 per vehicle or $80 per historic vehicle.
– Refunds must be given in the form of checks or ACH deposits. Gift cards, premium discounts and credits to current or future balances are not permitted.
Eligible consumers who have not received their refund by the May 9 deadline should contact their auto insurer or agent. If consumers have questions or concerns that cannot be resolved directly with their insurer, they should contact DIFS by calling Monday through Friday 8 a.m. to 5 p.m. at 833-ASK-DIFS (833-275-3437) or by emailing [email protected]