Insurance agent Atascadero reports insurance coverage is ‘most don’t think about coverage’

0


[ad_1]

Everyone knows about home, auto, medical, liability, and life insurance, but not everyone knows that RV insurance can be different from auto insurance, or that a private person can purchase disability insurance or health insurance for a pet. John Donovan, the state farm insurance agent in Atascadero, prepared a brief report on this, and other insurance policies that people may not know are available.

PASO ROBLES, Calif. (PRWEB) May 30, 2021

Everyone knows about home, auto, medical, liability, and life insurance, but not everyone knows that RV insurance can be different from auto insurance, or that a private person can purchase disability insurance or health insurance for a pet. John Donovan, the state farm insurance agent in Atascadero, prepared a brief report on this, and other insurance policies that people may not know are available.

Policies that provide additional protection include:

  • Disability insurance helps protect the insured when they are unable to work due to an injury. This type of insurance pays for mortgage or rent, loans and other monthly expenses. Why save money when a disability insurance policy can relieve the financial stress of not being able to work. Long term disability insurance and short term disability insurance help replace a percentage of lost income so bills can be paid. The main difference between these two types of insurance is the length of time the insured person has received the benefits. Individual credit disability insurance can pay the monthly payment directly to your financial institution. The Atascadero insurance agent and his team specialize in all types of insurance offered by the agency and can help clients choose the best policy.

  • Off-road vehicle insurance covers golf carts, ATVs, snowmobiles, camping trailers, trail bikes, and other off-road vehicles. This type of insurance covers bodily injury or property damage to others, bodily injury to the insured resulting from an uninsured driver, damage to the vehicle and theft, vandalism, fire and other losses even with the all-terrain vehicle. in storage.
  • RV or motorhome insurance differs from an auto insurance policy because the needs are different. An RV generally costs more than a car, can cause more damage due to its size, and RV repairs are generally more expensive. Making sure the RV is insured for all possibilities reduces the financial risk. Motorhomes, trucks and motorhomes, as well as motorhome conversions can also be covered by motorhome insurance. The coverage includes bodily injury or property damage to others, bodily injury to the insured as a result of an uninsured driver, damage and theft, fire vandalism and other losses even with the all-terrain vehicle in storage.
  • The personal items policy covers personal items from various loss situations. Property doesn’t need to be your home, and the police are with you on your runs around town and on your travels around the world. Items such as cameras, jewelry, and other personal property are covered, but some restrictions may apply. Coverage includes replacement and repair. A deductible is not required, but is available with the policy. Check with the Atascadero insurance agent about an items policy before you go on a trip!
  • Pet insurance helps cover veterinary costs when a beloved animal is injured or sick. Pet insurance is offered by State Farm Insurance in partnership with Trupanion and covers medical visits including diagnostic tests, surgeries, hospital stays, prescriptions, medications, supplements, herbal medicine and prostheses and carts. The insurance also covers hereditary and congenital diseases specific to the breed. Learn about livestock insurance for children’s 4-H and FFA projects.

John Donovan State Farm Insurance Agency has served Atascadero and the Central Coast since 2007. A local business made up of local residents, the company and its staff provide full-service insurance policies tailored to the unique needs of individuals, families and businesses. Staff are involved in a number of community activities that enrich local services.

John Donovan State Farm Insurance Agent

420 El Camino Real, Suite A

Atascadero, CA 93422

(805) 466-7744

For the original version on PRWeb, visit: https://www.prweb.com/releases/atascadero_insurance_agent_reports_insurance_coverage_most_dont_think_about/prweb17973452.htm

[ad_2]

Leave A Reply

Your email address will not be published.