Tesla offers real-time “safety score” auto insurance in the US, regardless of driver age and gender


Tesla says he won’t even bother to look at more traditional factors in deciding insurance prices like age, gender, claim history and driving records, instead focusing on how which a person drives in the real world.

“Tesla uses specific features within the vehicle to gauge your premium based on your actual driving,” the company says.

“You will make monthly payments based on your driving behavior instead of traditional factors … used by other insurers.”

That means an average driver could save between 20% and 40% on their premiums, with the safest drivers being able to reduce the payment by 60%, according to the company.

Safety Score uses five metrics to calculate the likelihood that a person’s driving will end in an accident.

It is not affected by the time or distance someone has traveled, but by factors such as too hard braking, aggressive cornering, and unsafe following other vehicles.

“Each month, we combine your daily safety scores into a 30-day mileage weighted average to calculate the safety score used to update your premium,” the company says.

All drivers start with a “safety score” of 90 when they purchase the policy, with the premium decreasing as the score increases.

The company also offers insurance to drivers in California, but Texas is the first state to use driving parameters to adjust prices. He says he hopes to deploy it more widely in the future.

Tesla currently has until November 1 to respond to a letter from the National Highway Traffic Safety Administration (NHTSA) demanding to know why it has not recalled its cars due to a flaw in its AutoPilot system.

Meanwhile, the price and specs of the company’s CyberTruck have disappeared from the website, suggesting that they could both be changed.

The electric pickup, originally slated for release this year, has been postponed to 2022 in August.

The Angular Truck is infamous due to its shattering shatter-proof armored glass which cracked during a live demonstration.

The Car and Driver website says potential buyers can still pay a deposit of US $ 100 for the new vehicle, but since the company does not have a traditional public relations department, no details have been released on the Status change.

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